My wife and I listened to DZAS and praise God you were the guest speaker. We were enlightened by your life’s story because we are experiencing the same problem now but on a different situation. Just to give you an idea. I just resigned from my work as manager of a hotel due to problem beyond my control. We do not have savings and wife is a plain housewife for years now. We have two kids: a daughter in college, 1st year and a 2nd year high school son. Bro Joel